Savings groups and educational investments (briefing)

This research brief is based on a report authored by Stuart Cameron and Eric Ananga, commissioned by Plan UK, with funding from its Programme Partnership Arrangement with the UK Department for International Development (DFID). The report was based on an extensive review of research and evaluations of savings groups facilitated by Plan and others around the world, as well as qualitative research in two communities in rural Ghana. The research suggests that while savings groups don’t necessarily allow for increased household education spending or increased enrolment rates in the short term, probably their greatest potential comes from the income smoothing effect: participants are able to pay formal and informal education fees in a more timely manner, thus reducing absenteeism.



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